Call reports 2008
BANK19 — 2008
What BANK19 reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 56,794,000 | 56,788,000 | 57,324,000 | 57,000,000 |
| Total loans | 28,121,000 | 37,353,000 | 39,416,000 | 39,251,000 |
| Allowance for loan losses | 364,000 | 372,000 | 379,000 | 387,000 |
| Securities available for sale | 1,303,000 | 1,690,000 | 1,431,000 | 1,074,000 |
| Securities held to maturity | 913,000 | 5,213,000 | 5,501,000 | 5,488,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 50,433,000 | 47,474,000 | 46,340,000 | 46,675,000 |
| Interest-bearing deposits | 42,218,000 | 41,085,000 | 39,996,000 | 39,435,000 |
| Noninterest-bearing deposits | 8,215,000 | 6,389,000 | 6,344,000 | 7,240,000 |
| Equity capital | 5,843,000 | 5,855,000 | 5,888,000 | 5,886,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 785,000 | 1,472,000 | 2,222,000 | 2,959,000 |
| Interest expense | 426,000 | 772,000 | 1,089,000 | 1,414,000 |
| Net interest income | 359,000 | 700,000 | 1,133,000 | 1,545,000 |
| Noninterest income | 67,000 | 114,000 | 156,000 | 205,000 |
| Noninterest expense | 274,000 | 584,000 | 910,000 | 1,225,000 |
| Provision for loan losses | 7,000 | 15,000 | 22,000 | 30,000 |
| Pretax income | 145,000 | 215,000 | 357,000 | 495,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 145,000 | 215,000 | 357,000 | 495,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,852,000 | 5,869,000 | 5,904,000 | 5,939,000 |
| Total capital | 6,216,000 | 6,241,000 | 6,283,000 | 6,326,000 |
| Risk-weighted assets | 33,190,000 | 41,286,000 | 42,369,000 | 42,084,000 |