Call reports 2005
BANK19 — 2005
What BANK19 reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 43,086,000 | 41,467,000 | 45,831,000 | 45,968,000 |
| Total loans | 27,213,000 | 27,514,000 | 28,252,000 | 27,300,000 |
| Allowance for loan losses | 391,000 | 391,000 | 392,000 | 400,000 |
| Securities available for sale | 9,904,000 | 9,237,000 | 10,094,000 | 8,684,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 39,382,000 | 37,664,000 | 36,765,000 | 39,892,000 |
| Interest-bearing deposits | 32,124,000 | 31,254,000 | 31,366,000 | 33,537,000 |
| Noninterest-bearing deposits | 7,258,000 | 6,410,000 | 5,399,000 | 6,355,000 |
| Equity capital | 3,331,000 | 3,372,000 | 3,300,000 | 3,155,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 507,000 | 1,021,000 | 1,594,000 | 2,201,000 |
| Interest expense | 185,000 | 390,000 | 621,000 | 895,000 |
| Net interest income | 322,000 | 631,000 | 973,000 | 1,306,000 |
| Noninterest income | 60,000 | 125,000 | 183,000 | 249,000 |
| Noninterest expense | 260,000 | 488,000 | 732,000 | 1,019,000 |
| Provision for loan losses | 0 | 0 | 0 | 8,000 |
| Pretax income | 122,000 | 268,000 | 424,000 | 528,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 122,000 | 268,000 | 424,000 | 528,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,458,000 | 3,480,000 | 3,504,000 | 3,520,000 |
| Total capital | 3,828,000 | 3,816,000 | 3,862,000 | 3,866,000 |
| Risk-weighted assets | 29,567,000 | 26,827,000 | 28,605,000 | 27,660,000 |