Call reports 2003
BANK19 — 2003
What BANK19 reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 37,333,000 | 38,454,000 | 39,070,000 | 38,422,000 |
| Total loans | 28,071,000 | 30,654,000 | 30,458,000 | 29,610,000 |
| Allowance for loan losses | 362,000 | 378,000 | 392,000 | 400,000 |
| Securities available for sale | 5,111,000 | 5,499,000 | 5,626,000 | 5,369,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,776,000 | 33,141,000 | 32,364,000 | 33,636,000 |
| Interest-bearing deposits | 28,935,000 | 28,583,000 | 28,220,000 | 28,054,000 |
| Noninterest-bearing deposits | 4,841,000 | 4,558,000 | 4,144,000 | 5,582,000 |
| Equity capital | 3,372,000 | 3,504,000 | 3,469,000 | 3,510,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 397,000 | 789,000 | 1,200,000 | 1,647,000 |
| Interest expense | 178,000 | 345,000 | 503,000 | 653,000 |
| Net interest income | 219,000 | 444,000 | 697,000 | 994,000 |
| Noninterest income | 36,000 | 60,000 | 98,000 | 146,000 |
| Noninterest expense | 218,000 | 507,000 | 763,000 | 1,004,000 |
| Provision for loan losses | 0 | 15,000 | 30,000 | 35,000 |
| Pretax income | 37,000 | -18,000 | 2,000 | 101,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 37,000 | -18,000 | 2,000 | 101,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,233,000 | 3,306,000 | 3,326,000 | 3,370,000 |
| Total capital | 3,421,000 | 3,528,000 | 3,574,000 | 3,616,000 |
| Risk-weighted assets | 14,867,000 | 17,633,000 | 19,678,000 | 19,499,000 |