Call reports 2026
GOLDWATER BANK, NATIONAL ASSOCIATION — 2026
What GOLDWATER BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 525,083,000 | 551,943,000 |
| Total loans | 429,992,000 | 457,590,000 |
| Allowance for loan losses | 5,880,000 | 5,426,000 |
| Securities available for sale | 49,876,000 | 48,481,000 |
| Securities held to maturity | 14,450,000 | 14,450,000 |
| Trading assets | 0 | 0 |
| Total deposits | 384,759,000 | 408,324,000 |
| Interest-bearing deposits | 273,742,000 | 282,228,000 |
| Noninterest-bearing deposits | 111,017,000 | 126,096,000 |
| Equity capital | 58,447,000 | 59,611,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 7,573,000 | 15,192,000 |
| Interest expense | 3,222,000 | 6,469,000 |
| Net interest income | 4,351,000 | 8,723,000 |
| Noninterest income | 695,000 | 1,988,000 |
| Noninterest expense | 4,223,000 | 8,384,000 |
| Provision for loan losses | 375,000 | 0 |
| Pretax income | 448,000 | 2,327,000 |
| Income tax | 120,000 | 666,000 |
| Net income | 328,000 | 1,661,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 59,084,000 | 60,034,000 |