Call reports 2018
GOLDWATER BANK, NATIONAL ASSOCIATION — 2018
What GOLDWATER BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 151,029,000 | 165,785,000 | 157,989,000 | 144,960,000 |
| Total loans | 126,149,000 | 145,415,000 | 137,496,000 | 120,104,000 |
| Allowance for loan losses | 313,000 | 333,000 | 363,000 | 358,000 |
| Securities available for sale | 4,760,000 | 4,660,000 | 4,564,000 | 4,203,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 137,301,000 | 123,695,000 | 141,003,000 | 119,472,000 |
| Interest-bearing deposits | 107,542,000 | 94,167,000 | 103,167,000 | 95,572,000 |
| Noninterest-bearing deposits | 29,759,000 | 29,528,000 | 37,836,000 | 23,900,000 |
| Equity capital | 10,591,000 | 10,975,000 | 10,949,000 | 11,291,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,412,000 | 5,191,000 | 7,779,000 | 6,495,000 |
| Interest expense | 381,000 | 816,000 | 1,289,000 | 1,807,000 |
| Net interest income | 2,031,000 | 4,375,000 | 6,490,000 | 4,688,000 |
| Noninterest income | 9,191,000 | 21,013,000 | 33,071,000 | 47,898,000 |
| Noninterest expense | 13,000,000 | 26,746,000 | 40,842,000 | 53,806,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -1,778,000 | -1,358,000 | -1,281,000 | -1,220,000 |
| Income tax | 14,000 | 30,000 | 44,000 | -201,000 |
| Net income | -1,792,000 | -1,388,000 | -1,325,000 | -1,019,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,145,000 | 10,582,000 | 10,598,000 | 11,174,000 |
| Total capital | 10,938,000 | 11,375,000 | 11,444,000 | 12,017,000 |
| Risk-weighted assets | 71,004,000 | 74,161,000 | 75,454,000 | 77,333,000 |