Call reports 2016
GOLDWATER BANK, NATIONAL ASSOCIATION — 2016
What GOLDWATER BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 119,547,000 | 157,121,000 | 171,595,000 | 131,174,000 |
| Total loans | 94,865,000 | 117,673,000 | 148,882,000 | 98,018,000 |
| Allowance for loan losses | 442,000 | 429,000 | 426,000 | 363,000 |
| Securities available for sale | 3,658,000 | 3,607,000 | 3,380,000 | 3,073,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 104,195,000 | 141,892,000 | 140,174,000 | 115,334,000 |
| Interest-bearing deposits | 80,984,000 | 112,336,000 | 107,512,000 | 98,220,000 |
| Noninterest-bearing deposits | 23,211,000 | 29,556,000 | 32,662,000 | 17,114,000 |
| Equity capital | 8,726,000 | 9,907,000 | 11,679,000 | 12,087,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,092,000 | 2,525,000 | 4,393,000 | 6,354,000 |
| Interest expense | 153,000 | 371,000 | 631,000 | 882,000 |
| Net interest income | 939,000 | 2,154,000 | 3,762,000 | 5,472,000 |
| Noninterest income | 13,441,000 | 32,666,000 | 53,079,000 | 69,150,000 |
| Noninterest expense | 14,269,000 | 33,526,000 | 53,710,000 | 70,906,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 111,000 | 1,294,000 | 3,131,000 | 3,716,000 |
| Income tax | 0 | 0 | 0 | 73,000 |
| Net income | 111,000 | 1,294,000 | 3,131,000 | 3,643,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,793,000 | 9,959,000 | 11,722,000 | 12,157,000 |
| Total capital | 9,235,000 | 10,388,000 | 12,148,000 | 12,661,000 |
| Risk-weighted assets | 58,753,000 | 61,919,000 | 64,495,000 | 48,263,000 |