Call reports 2012
GOLDWATER BANK, NATIONAL ASSOCIATION — 2012
What GOLDWATER BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 146,418,000 | 134,160,000 | 137,420,000 | 134,254,000 |
| Total loans | 90,437,000 | 76,446,000 | 87,958,000 | 88,140,000 |
| Allowance for loan losses | 2,571,000 | 2,546,000 | 2,386,000 | 2,325,000 |
| Securities available for sale | 32,831,000 | 31,175,000 | 31,430,000 | 29,828,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 140,341,000 | 128,077,000 | 130,249,000 | 126,841,000 |
| Interest-bearing deposits | 137,330,000 | 125,252,000 | 128,229,000 | 121,903,000 |
| Noninterest-bearing deposits | 3,011,000 | 2,825,000 | 2,020,000 | 4,938,000 |
| Equity capital | 4,578,000 | 4,953,000 | 5,726,000 | 6,276,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,514,000 | 3,012,000 | 4,416,000 | 5,910,000 |
| Interest expense | 509,000 | 947,000 | 1,349,000 | 1,734,000 |
| Net interest income | 1,005,000 | 2,065,000 | 3,067,000 | 4,176,000 |
| Noninterest income | 2,662,000 | 6,114,000 | 10,165,000 | 14,164,000 |
| Noninterest expense | 4,248,000 | 8,705,000 | 13,427,000 | 17,996,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -581,000 | -526,000 | -195,000 | 344,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -581,000 | -526,000 | -195,000 | 344,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,452,000 | 4,508,000 | 4,838,000 | 5,378,000 |
| Total capital | 5,352,000 | 5,306,000 | 5,702,000 | 6,236,000 |
| Risk-weighted assets | 70,079,000 | 62,056,000 | 67,582,000 | 67,155,000 |