Call reports 2011
GOLDWATER BANK, NATIONAL ASSOCIATION — 2011
What GOLDWATER BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 190,648,000 | 181,386,000 | 162,743,000 | 154,241,000 |
| Total loans | 75,824,000 | 87,669,000 | 94,722,000 | 92,168,000 |
| Allowance for loan losses | 2,940,000 | 2,903,000 | 2,168,000 | 2,136,000 |
| Securities available for sale | 49,746,000 | 46,684,000 | 35,994,000 | 35,529,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 183,819,000 | 174,387,000 | 155,898,000 | 148,134,000 |
| Interest-bearing deposits | 179,859,000 | 170,808,000 | 151,615,000 | 145,249,000 |
| Noninterest-bearing deposits | 3,960,000 | 3,579,000 | 4,283,000 | 2,885,000 |
| Equity capital | 5,871,000 | 6,313,000 | 5,775,000 | 4,828,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,881,000 | 3,772,000 | 5,393,000 | 7,102,000 |
| Interest expense | 718,000 | 1,381,000 | 1,940,000 | 2,484,000 |
| Net interest income | 1,163,000 | 2,391,000 | 3,453,000 | 4,618,000 |
| Noninterest income | 1,984,000 | 5,097,000 | 8,750,000 | 13,043,000 |
| Noninterest expense | 3,984,000 | 8,333,000 | 13,702,000 | 19,760,000 |
| Provision for loan losses | 2,331,000 | 2,332,000 | 2,332,000 | 2,332,000 |
| Pretax income | -3,168,000 | -3,099,000 | -3,313,000 | -3,913,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -3,168,000 | -3,099,000 | -3,313,000 | -3,913,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,780,000 | 5,847,000 | 5,634,000 | 5,033,000 |
| Total capital | 6,663,000 | 6,822,000 | 6,504,000 | 5,973,000 |
| Risk-weighted assets | 68,528,000 | 76,047,000 | 75,394,000 | 74,019,000 |