Call reports 2010
GOLDWATER BANK, NATIONAL ASSOCIATION — 2010
What GOLDWATER BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 187,821,000 | 191,964,000 | 195,448,000 | 191,893,000 |
| Total loans | 100,074,000 | 119,545,000 | 96,772,000 | 88,627,000 |
| Allowance for loan losses | 4,809,000 | 4,702,000 | 4,126,000 | 3,527,000 |
| Securities available for sale | 0 | 33,719,000 | 10,188,000 | 39,047,000 |
| Securities held to maturity | 37,360,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 176,196,000 | 180,351,000 | 184,585,000 | 181,489,000 |
| Interest-bearing deposits | 171,201,000 | 176,075,000 | 180,629,000 | 178,101,000 |
| Noninterest-bearing deposits | 4,995,000 | 4,276,000 | 3,956,000 | 3,388,000 |
| Equity capital | 10,872,000 | 10,583,000 | 9,692,000 | 9,163,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,692,000 | 5,639,000 | 8,300,000 | 10,316,000 |
| Interest expense | 730,000 | 1,493,000 | 2,240,000 | 2,989,000 |
| Net interest income | 1,962,000 | 4,146,000 | 6,060,000 | 7,327,000 |
| Noninterest income | 2,887,000 | 6,591,000 | 12,143,000 | 17,916,000 |
| Noninterest expense | 4,919,000 | 10,967,000 | 18,626,000 | 25,613,000 |
| Provision for loan losses | 0 | 570,000 | 1,684,000 | 1,887,000 |
| Pretax income | -70,000 | -803,000 | -1,434,000 | -1,584,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -70,000 | -803,000 | -1,434,000 | -1,584,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,426,000 | 9,693,000 | 9,097,000 | 8,947,000 |
| Total capital | 11,612,000 | 10,972,000 | 10,089,000 | 9,877,000 |
| Risk-weighted assets | 92,213,000 | 98,920,000 | 76,096,000 | 74,269,000 |