Call reports 2009
GOLDWATER BANK, NATIONAL ASSOCIATION — 2009
What GOLDWATER BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 151,929,000 | 195,418,000 | 210,995,000 | 196,687,000 |
| Total loans | 72,223,000 | 110,361,000 | 127,454,000 | 120,279,000 |
| Allowance for loan losses | 1,719,000 | 1,763,000 | 1,643,000 | 5,083,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 20,953,000 | 35,741,000 | 44,858,000 | 40,233,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 131,199,000 | 157,024,000 | 167,092,000 | 184,126,000 |
| Interest-bearing deposits | 123,658,000 | 154,129,000 | 161,270,000 | 177,843,000 |
| Noninterest-bearing deposits | 7,541,000 | 2,895,000 | 5,822,000 | 6,283,000 |
| Equity capital | 18,140,000 | 18,466,000 | 19,339,000 | 10,977,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,684,000 | 3,697,000 | 8,042,000 | 11,462,000 |
| Interest expense | 844,000 | 1,685,000 | 2,569,000 | 3,366,000 |
| Net interest income | 840,000 | 2,012,000 | 5,473,000 | 8,096,000 |
| Noninterest income | 398,000 | 1,120,000 | 3,822,000 | 5,789,000 |
| Noninterest expense | 1,149,000 | 2,373,000 | 7,943,000 | 15,031,000 |
| Provision for loan losses | 858,000 | 1,202,000 | 1,202,000 | 6,714,000 |
| Pretax income | -769,000 | -443,000 | 150,000 | -7,860,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -769,000 | -443,000 | 150,000 | -7,860,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,140,000 | 18,466,000 | 18,955,000 | 10,531,000 |
| Total capital | 19,471,000 | 20,146,000 | 20,612,000 | 11,923,000 |
| Risk-weighted assets | 106,105,000 | 134,339,000 | 137,905,000 | 108,219,000 |