Call reports 2014
FIRST NATIONAL BANK OF BYERS, THE — 2014
What FIRST NATIONAL BANK OF BYERS, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 |
|---|---|
| Total assets | 102,818,000 |
| Total loans | 55,222,000 |
| Allowance for loan losses | 11,000 |
| Securities available for sale | 11,591,000 |
| Securities held to maturity | 0 |
| Trading assets | 0 |
| Total deposits | 89,155,000 |
| Interest-bearing deposits | 49,155,000 |
| Noninterest-bearing deposits | 40,000,000 |
| Equity capital | 13,536,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 |
|---|---|
| Interest income | 871,000 |
| Interest expense | 11,000 |
| Net interest income | 860,000 |
| Noninterest income | 217,000 |
| Noninterest expense | 1,109,000 |
| Provision for loan losses | 0 |
| Pretax income | -32,000 |
| Income tax | -2,000 |
| Net income | -30,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 |
|---|---|
| Tier 1 capital | 10,544,000 |
| Total capital | 10,555,000 |
| Risk-weighted assets | 60,819,000 |