Call reports 2005

FIRST NATIONAL BANK OF BYERS, THE — 2005

Name: FIRST NATIONAL BANK OF BYERS, THE — FFIEC call report 2005
Creator: FIRST NATIONAL BANK OF BYERS, THE

What FIRST NATIONAL BANK OF BYERS, THE reported to the FFIEC in 2005, quarter by quarter.

PERIOD: 2005SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/b9346d22-8c32-4acc-b6f7-8f0b64c33237/2005

Balance sheet

What the bank holds and owes at quarter end

Measure	2005Q1	2005Q2	2005Q3	2005Q4
Total assets	66,573,000	69,367,000	63,635,000	66,323,000
Total loans	43,203,000	39,578,000	41,932,000	43,206,000
Allowance for loan losses	708,000	739,000	751,000	734,000
Securities available for sale	9,857,000	9,849,000	12,781,000	12,728,000
Securities held to maturity	0	0	0	0
Trading assets	0	0	0	0
Total deposits	58,862,000	61,457,000	55,354,000	57,994,000
Interest-bearing deposits	42,263,000	40,597,000	38,549,000	39,689,000
Noninterest-bearing deposits	16,599,000	20,860,000	16,805,000	18,305,000
Equity capital	7,550,000	7,730,000	7,997,000	8,182,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2005Q1	2005Q2	2005Q3	2005Q4
Interest income	853,000	1,726,000	2,643,000	3,634,000
Interest expense	147,000	307,000	478,000	664,000
Net interest income	706,000	1,419,000	2,165,000	2,970,000
Noninterest income	146,000	287,000	437,000	579,000
Noninterest expense	579,000	1,166,000	1,726,000	2,374,000
Provision for loan losses	116,000	131,000	55,000	56,000
Pretax income	157,000	409,000	821,000	1,119,000
Income tax	42,000	127,000	267,000	365,000
Net income	115,000	282,000	554,000	754,000

Basel measures — not reported for every quarter

Measure	2005Q1	2005Q2	2005Q3	2005Q4
Tier 1 capital	7,609,000	7,776,000	8,047,000	8,243,000
Total capital	8,187,000	8,320,000	8,596,000	8,809,000
Risk-weighted assets	46,131,000	43,356,000	43,751,000	45,081,000