Call reports 2004

FIRST NATIONAL BANK OF BYERS, THE — 2004

Name: FIRST NATIONAL BANK OF BYERS, THE — FFIEC call report 2004
Creator: FIRST NATIONAL BANK OF BYERS, THE

What FIRST NATIONAL BANK OF BYERS, THE reported to the FFIEC in 2004, quarter by quarter.

PERIOD: 2004SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/b9346d22-8c32-4acc-b6f7-8f0b64c33237/2004

Balance sheet

What the bank holds and owes at quarter end

Measure	2004Q1	2004Q2	2004Q3	2004Q4
Total assets	62,613,000	62,874,000	64,843,000	66,244,000
Total loans	40,669,000	38,148,000	40,774,000	42,760,000
Allowance for loan losses	626,000	642,000	682,000	671,000
Securities available for sale	8,064,000	10,856,000	11,360,000	10,979,000
Securities held to maturity	0	0	0	0
Trading assets	0	0	0	0
Total deposits	55,361,000	55,543,000	57,221,000	58,606,000
Interest-bearing deposits	41,018,000	40,852,000	41,577,000	41,762,000
Noninterest-bearing deposits	14,343,000	14,691,000	15,644,000	16,844,000
Equity capital	7,077,000	7,130,000	7,329,000	7,451,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2004Q1	2004Q2	2004Q3	2004Q4
Interest income	789,000	1,541,000	2,326,000	3,174,000
Interest expense	142,000	283,000	426,000	572,000
Net interest income	647,000	1,258,000	1,900,000	2,602,000
Noninterest income	159,000	333,000	496,000	646,000
Noninterest expense	572,000	1,138,000	1,704,000	2,261,000
Provision for loan losses	58,000	58,000	64,000	64,000
Pretax income	176,000	395,000	628,000	923,000
Income tax	64,000	137,000	216,000	331,000
Net income	112,000	258,000	412,000	592,000

Basel measures — not reported for every quarter

Measure	2004Q1	2004Q2	2004Q3	2004Q4
Tier 1 capital	7,029,000	7,174,000	7,328,000	7,503,000
Total capital	7,581,000	7,695,000	7,880,000	8,075,000
Risk-weighted assets	44,065,000	41,536,000	44,026,000	45,667,000