Call reports 2025
BANKFINANCIAL, NATIONAL ASSOCIATION — 2025
What BANKFINANCIAL, NATIONAL ASSOCIATION reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 1,433,172,000 | 1,422,665,000 | 1,448,147,000 | 1,403,478,000 |
| Total loans | 848,334,000 | 805,079,000 | 768,646,000 | 708,504,000 |
| Allowance for loan losses | 7,279,000 | 9,116,000 | 8,814,000 | 8,353,000 |
| Securities available for sale | 357,165,000 | 436,965,000 | 537,503,000 | 138,338,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,243,658,000 | 1,230,675,000 | 1,259,964,000 | 1,215,423,000 |
| Interest-bearing deposits | 1,000,996,000 | 993,214,000 | 1,004,650,000 | 1,012,038,000 |
| Noninterest-bearing deposits | 242,662,000 | 237,461,000 | 255,314,000 | 203,385,000 |
| Equity capital | 162,719,000 | 163,232,000 | 165,608,000 | 167,019,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 16,499,000 | 32,704,000 | 49,493,000 | 65,762,000 |
| Interest expense | 4,623,000 | 9,303,000 | 14,186,000 | 18,761,000 |
| Net interest income | 11,876,000 | 23,401,000 | 35,307,000 | 47,001,000 |
| Noninterest income | 1,405,000 | 2,653,000 | 3,729,000 | 4,936,000 |
| Noninterest expense | 10,316,000 | 20,726,000 | 29,683,000 | 39,438,000 |
| Provision for loan losses | -261,000 | 2,000,000 | 1,790,000 | 1,311,000 |
| Pretax income | 3,261,000 | 3,372,000 | 7,662,000 | 11,289,000 |
| Income tax | 635,000 | 385,000 | 1,249,000 | 2,153,000 |
| Net income | 2,626,000 | 2,987,000 | 6,413,000 | 9,136,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 161,901,000 | 161,946,000 | 164,256,000 | 165,929,000 |