Call reports 2024
BANKFINANCIAL, NATIONAL ASSOCIATION — 2024
What BANKFINANCIAL, NATIONAL ASSOCIATION reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 1,472,164,000 | 1,469,456,000 | 1,409,470,000 | 1,426,058,000 |
| Total loans | 1,016,229,000 | 995,887,000 | 931,838,000 | 895,157,000 |
| Allowance for loan losses | 8,249,000 | 8,142,000 | 7,899,000 | 7,571,000 |
| Securities available for sale | 239,549,000 | 222,906,000 | 264,905,000 | 360,530,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,271,692,000 | 1,265,338,000 | 1,213,567,000 | 1,233,186,000 |
| Interest-bearing deposits | 1,002,588,000 | 989,688,000 | 972,530,000 | 978,715,000 |
| Noninterest-bearing deposits | 269,104,000 | 275,650,000 | 241,037,000 | 254,471,000 |
| Equity capital | 161,259,000 | 164,455,000 | 163,272,000 | 159,810,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 17,501,000 | 35,253,000 | 52,236,000 | 69,155,000 |
| Interest expense | 4,604,000 | 9,497,000 | 14,533,000 | 19,354,000 |
| Net interest income | 12,897,000 | 25,756,000 | 37,703,000 | 49,801,000 |
| Noninterest income | 1,189,000 | 2,150,000 | 3,535,000 | 4,317,000 |
| Noninterest expense | 11,242,000 | 21,663,000 | 31,334,000 | 41,455,000 |
| Provision for loan losses | 61,000 | -37,000 | 435,000 | 5,081,000 |
| Pretax income | 2,832,000 | 6,353,000 | 9,529,000 | 7,638,000 |
| Income tax | 662,000 | 1,546,000 | 2,288,000 | 1,639,000 |
| Net income | 2,170,000 | 4,807,000 | 7,241,000 | 5,999,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 162,715,000 | 165,368,000 | 163,355,000 | 159,779,000 |