Call reports 2023
BANKFINANCIAL, NATIONAL ASSOCIATION — 2023
What BANKFINANCIAL, NATIONAL ASSOCIATION reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 1,536,638,000 | 1,518,398,000 | 1,497,330,000 | 1,479,322,000 |
| Total loans | 1,235,320,000 | 1,179,993,000 | 1,114,163,000 | 1,059,106,000 |
| Allowance for loan losses | 10,032,000 | 9,226,000 | 8,559,000 | 8,345,000 |
| Securities available for sale | 167,262,000 | 166,670,000 | 155,700,000 | 153,203,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,327,658,000 | 1,318,083,000 | 1,295,160,000 | 1,278,058,000 |
| Interest-bearing deposits | 1,027,721,000 | 1,025,550,000 | 1,017,510,000 | 1,000,772,000 |
| Noninterest-bearing deposits | 299,937,000 | 292,533,000 | 277,650,000 | 277,286,000 |
| Equity capital | 159,393,000 | 159,622,000 | 160,709,000 | 158,748,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 16,289,000 | 32,608,000 | 49,591,000 | 66,678,000 |
| Interest expense | 2,461,000 | 5,498,000 | 9,239,000 | 13,532,000 |
| Net interest income | 13,828,000 | 27,110,000 | 40,352,000 | 53,146,000 |
| Noninterest income | 639,000 | 1,651,000 | 2,754,000 | 4,152,000 |
| Noninterest expense | 9,844,000 | 20,540,000 | 30,930,000 | 41,296,000 |
| Provision for loan losses | 85,000 | -95,000 | 85,000 | 395,000 |
| Pretax income | 4,121,000 | 7,907,000 | 11,726,000 | 15,235,000 |
| Income tax | 1,004,000 | 2,006,000 | 3,051,000 | 4,001,000 |
| Net income | 3,117,000 | 5,901,000 | 8,675,000 | 11,234,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 163,249,000 | 163,806,000 | 164,172,000 | 161,037,000 |