Call reports 2022
BANKFINANCIAL, NATIONAL ASSOCIATION — 2022
What BANKFINANCIAL, NATIONAL ASSOCIATION reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 1,659,551,000 | 1,644,385,000 | 1,628,719,000 | 1,574,423,000 |
| Total loans | 1,061,855,000 | 1,149,945,000 | 1,149,185,000 | 1,234,872,000 |
| Allowance for loan losses | 6,786,000 | 7,202,000 | 7,386,000 | 8,129,000 |
| Securities available for sale | 131,394,000 | 158,703,000 | 197,851,000 | 208,105,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,474,852,000 | 1,462,758,000 | 1,446,917,000 | 1,392,331,000 |
| Interest-bearing deposits | 1,122,101,000 | 1,133,342,000 | 1,118,142,000 | 1,094,309,000 |
| Noninterest-bearing deposits | 352,751,000 | 329,416,000 | 328,775,000 | 298,022,000 |
| Equity capital | 165,601,000 | 165,360,000 | 162,341,000 | 160,446,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 11,519,000 | 24,593,000 | 39,582,000 | 55,886,000 |
| Interest expense | 445,000 | 1,000,000 | 1,809,000 | 3,687,000 |
| Net interest income | 11,074,000 | 23,593,000 | 37,773,000 | 52,199,000 |
| Noninterest income | 1,356,000 | 3,034,000 | 4,240,000 | 5,379,000 |
| Noninterest expense | 9,888,000 | 19,700,000 | 29,908,000 | 39,502,000 |
| Provision for loan losses | 276,000 | 735,000 | 1,085,000 | 1,828,000 |
| Pretax income | 2,266,000 | 6,192,000 | 11,020,000 | 16,248,000 |
| Income tax | 544,000 | 1,448,000 | 2,633,000 | 3,966,000 |
| Net income | 1,722,000 | 4,744,000 | 8,387,000 | 12,282,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 167,268,000 | 167,723,000 | 167,403,000 | 165,252,000 |