Call reports 2021
BANKFINANCIAL, NATIONAL ASSOCIATION — 2021
What BANKFINANCIAL, NATIONAL ASSOCIATION reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 1,619,958,000 | 1,655,890,000 | 1,659,315,000 | 1,699,770,000 |
| Total loans | 1,036,235,000 | 1,039,016,000 | 1,053,951,000 | 1,050,922,000 |
| Allowance for loan losses | 7,395,000 | 6,857,000 | 6,895,000 | 6,715,000 |
| Securities available for sale | 8,362,000 | 7,978,000 | 7,252,000 | 82,966,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,436,733,000 | 1,467,668,000 | 1,471,953,000 | 1,504,720,000 |
| Interest-bearing deposits | 1,087,574,000 | 1,113,280,000 | 1,126,207,000 | 1,146,255,000 |
| Noninterest-bearing deposits | 349,159,000 | 354,388,000 | 345,746,000 | 358,465,000 |
| Equity capital | 163,444,000 | 165,776,000 | 166,805,000 | 166,856,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 11,303,000 | 22,938,000 | 34,825,000 | 47,294,000 |
| Interest expense | 668,000 | 1,220,000 | 1,740,000 | 2,227,000 |
| Net interest income | 10,635,000 | 21,718,000 | 33,085,000 | 45,067,000 |
| Noninterest income | 1,203,000 | 2,261,000 | 3,419,000 | 4,668,000 |
| Noninterest expense | 9,773,000 | 19,375,000 | 29,103,000 | 39,055,000 |
| Provision for loan losses | -335,000 | -1,013,000 | -1,019,000 | -1,240,000 |
| Pretax income | 2,400,000 | 5,617,000 | 8,420,000 | 11,920,000 |
| Income tax | 629,000 | 1,494,000 | 2,240,000 | 3,109,000 |
| Net income | 1,771,000 | 4,123,000 | 6,180,000 | 8,811,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 162,059,000 | 164,471,000 | 165,537,000 | 165,599,000 |