Call reports 2020
BANKFINANCIAL, NATIONAL ASSOCIATION — 2020
What BANKFINANCIAL, NATIONAL ASSOCIATION reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 1,448,679,000 | 1,592,329,000 | 1,604,329,000 | 1,596,342,000 |
| Total loans | 1,155,740,000 | 1,089,954,000 | 1,073,903,000 | 1,010,329,000 |
| Allowance for loan losses | 8,112,000 | 8,156,000 | 8,011,000 | 7,751,000 |
| Securities available for sale | 10,619,000 | 10,149,000 | 9,324,000 | 8,712,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,268,544,000 | 1,407,309,000 | 1,420,227,000 | 1,413,174,000 |
| Interest-bearing deposits | 1,042,609,000 | 1,083,059,000 | 1,073,329,000 | 1,067,356,000 |
| Noninterest-bearing deposits | 225,935,000 | 324,250,000 | 346,898,000 | 345,818,000 |
| Equity capital | 163,975,000 | 163,910,000 | 163,475,000 | 161,678,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 14,716,000 | 27,992,000 | 40,521,000 | 53,427,000 |
| Interest expense | 2,684,000 | 4,553,000 | 6,041,000 | 6,988,000 |
| Net interest income | 12,032,000 | 23,439,000 | 34,480,000 | 46,439,000 |
| Noninterest income | 1,365,000 | 2,446,000 | 3,658,000 | 4,836,000 |
| Noninterest expense | 9,278,000 | 18,096,000 | 27,482,000 | 36,835,000 |
| Provision for loan losses | 471,000 | 513,000 | 326,000 | 55,000 |
| Pretax income | 3,648,000 | 7,276,000 | 10,330,000 | 14,385,000 |
| Income tax | 949,000 | 1,911,000 | 2,729,000 | 3,828,000 |
| Net income | 2,699,000 | 5,365,000 | 7,601,000 | 10,557,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 162,158,000 | 162,108,000 | 161,770,000 | 160,236,000 |
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