Call reports 2019
BANKFINANCIAL, NATIONAL ASSOCIATION — 2019
What BANKFINANCIAL, NATIONAL ASSOCIATION reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 1,542,219,000 | 1,531,151,000 | 1,489,425,000 | 1,485,950,000 |
| Total loans | 1,314,829,000 | 1,275,278,000 | 1,221,551,000 | 1,175,640,000 |
| Allowance for loan losses | 8,354,000 | 7,824,000 | 7,603,000 | 7,632,000 |
| Securities available for sale | 14,229,000 | 13,557,000 | 12,444,000 | 11,527,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,344,425,000 | 1,349,812,000 | 1,305,268,000 | 1,301,788,000 |
| Interest-bearing deposits | 1,104,418,000 | 1,116,241,000 | 1,080,478,000 | 1,073,995,000 |
| Noninterest-bearing deposits | 240,007,000 | 233,571,000 | 224,790,000 | 227,793,000 |
| Equity capital | 164,913,000 | 162,550,000 | 165,237,000 | 164,847,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 16,549,000 | 33,127,000 | 49,854,000 | 65,859,000 |
| Interest expense | 3,307,000 | 6,726,000 | 10,112,000 | 13,217,000 |
| Net interest income | 13,242,000 | 26,401,000 | 39,742,000 | 52,642,000 |
| Noninterest income | 1,706,000 | 3,052,000 | 4,432,000 | 5,806,000 |
| Noninterest expense | 9,794,000 | 18,818,000 | 27,971,000 | 37,126,000 |
| Provision for loan losses | -87,000 | 3,870,000 | 3,736,000 | 3,825,000 |
| Pretax income | 5,241,000 | 6,765,000 | 12,467,000 | 17,497,000 |
| Income tax | 1,386,000 | 1,786,000 | 3,290,000 | 4,658,000 |
| Net income | 3,855,000 | 4,979,000 | 9,177,000 | 12,839,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 161,723,000 | 159,917,000 | 162,818,000 | 162,455,000 |
| Total capital | 170,077,000 | 167,857,000 | 170,537,000 | 170,203,000 |
| Risk-weighted assets | 1,166,661,000 | 1,160,504,000 | 1,103,338,000 | 1,039,126,000 |
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