Call reports 2017
BANKFINANCIAL, NATIONAL ASSOCIATION — 2017
What BANKFINANCIAL, NATIONAL ASSOCIATION reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 1,601,962,000 | 1,620,655,000 | 1,651,372,000 | 1,623,389,000 |
| Total loans | 1,327,258,000 | 1,343,957,000 | 1,344,005,000 | 1,323,017,000 |
| Allowance for loan losses | 7,971,000 | 8,122,000 | 8,374,000 | 8,366,000 |
| Securities available for sale | 20,304,000 | 19,143,000 | 18,427,000 | 17,467,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,349,399,000 | 1,369,698,000 | 1,388,460,000 | 1,358,589,000 |
| Interest-bearing deposits | 1,094,867,000 | 1,117,966,000 | 1,140,040,000 | 1,105,697,000 |
| Noninterest-bearing deposits | 254,532,000 | 251,732,000 | 248,420,000 | 252,892,000 |
| Equity capital | 189,515,000 | 189,136,000 | 190,189,000 | 188,873,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 13,422,000 | 27,133,000 | 41,343,000 | 56,505,000 |
| Interest expense | 1,386,000 | 2,841,000 | 4,456,000 | 6,199,000 |
| Net interest income | 12,036,000 | 24,292,000 | 36,887,000 | 50,306,000 |
| Noninterest income | 1,487,000 | 3,042,000 | 4,338,000 | 5,940,000 |
| Noninterest expense | 10,864,000 | 20,023,000 | 29,586,000 | 38,556,000 |
| Provision for loan losses | 161,000 | 210,000 | -15,000 | -87,000 |
| Pretax income | 2,498,000 | 7,101,000 | 11,654,000 | 17,777,000 |
| Income tax | 432,000 | 2,175,000 | 2,982,000 | 6,900,000 |
| Net income | 2,066,000 | 4,926,000 | 8,672,000 | 10,877,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 172,410,000 | 173,717,000 | 175,838,000 | 180,216,000 |
| Total capital | 180,381,000 | 181,839,000 | 184,213,000 | 188,582,000 |
| Risk-weighted assets | 1,144,771,000 | 1,167,700,000 | 1,162,473,000 | 1,144,655,000 |