Call reports 2015
BANKFINANCIAL, NATIONAL ASSOCIATION — 2015
What BANKFINANCIAL, NATIONAL ASSOCIATION reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 1,441,960,000 | 1,438,279,000 | 1,429,478,000 | 1,510,404,000 |
| Total loans | 1,165,214,000 | 1,167,477,000 | 1,172,379,000 | 1,241,948,000 |
| Allowance for loan losses | 11,576,000 | 10,810,000 | 10,081,000 | 9,691,000 |
| Securities available for sale | 32,399,000 | 29,485,000 | 28,048,000 | 26,852,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,236,087,000 | 1,229,493,000 | 1,205,979,000 | 1,239,829,000 |
| Interest-bearing deposits | 1,071,692,000 | 1,009,815,000 | 948,342,000 | 958,089,000 |
| Noninterest-bearing deposits | 164,395,000 | 219,678,000 | 257,637,000 | 281,740,000 |
| Equity capital | 178,198,000 | 179,743,000 | 181,247,000 | 183,039,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 12,295,000 | 24,611,000 | 36,807,000 | 49,272,000 |
| Interest expense | 820,000 | 1,647,000 | 2,483,000 | 3,358,000 |
| Net interest income | 11,475,000 | 22,964,000 | 34,324,000 | 45,914,000 |
| Noninterest income | 1,421,000 | 3,213,000 | 4,796,000 | 6,471,000 |
| Noninterest expense | 10,111,000 | 19,947,000 | 29,727,000 | 40,499,000 |
| Provision for loan losses | -724,000 | -1,212,000 | -2,168,000 | -3,206,000 |
| Pretax income | 3,509,000 | 7,442,000 | 11,561,000 | 15,092,000 |
| Income tax | 1,376,000 | 2,908,000 | 4,938,000 | 6,208,000 |
| Net income | 2,133,000 | 4,534,000 | 6,623,000 | 8,884,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 152,777,000 | 155,586,000 | 159,118,000 | 161,545,000 |
| Total capital | 164,359,000 | 166,400,000 | 169,204,000 | 171,239,000 |
| Risk-weighted assets | 1,085,340,000 | 1,071,025,000 | 1,043,135,000 | 1,111,018,000 |