Call reports 2014
BANKFINANCIAL, NATIONAL ASSOCIATION — 2014
What BANKFINANCIAL, NATIONAL ASSOCIATION reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 1,448,336,000 | 1,442,085,000 | 1,420,794,000 | 1,464,011,000 |
| Total loans | 1,112,069,000 | 1,132,045,000 | 1,147,493,000 | 1,184,346,000 |
| Allowance for loan losses | 14,181,000 | 14,452,000 | 13,051,000 | 11,990,000 |
| Securities available for sale | 40,356,000 | 38,846,000 | 36,892,000 | 35,125,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,271,870,000 | 1,258,825,000 | 1,234,851,000 | 1,232,831,000 |
| Interest-bearing deposits | 1,123,087,000 | 1,105,565,000 | 1,089,804,000 | 1,081,002,000 |
| Noninterest-bearing deposits | 148,783,000 | 153,260,000 | 145,047,000 | 151,829,000 |
| Equity capital | 151,683,000 | 153,576,000 | 157,580,000 | 192,182,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 12,152,000 | 24,717,000 | 37,152,000 | 49,661,000 |
| Interest expense | 956,000 | 1,875,000 | 2,769,000 | 3,630,000 |
| Net interest income | 11,196,000 | 22,842,000 | 34,383,000 | 46,031,000 |
| Noninterest income | 1,543,000 | 3,283,000 | 4,685,000 | 6,305,000 |
| Noninterest expense | 11,066,000 | 21,839,000 | 32,366,000 | 42,901,000 |
| Provision for loan losses | 476,000 | 1,433,000 | 20,000 | -736,000 |
| Pretax income | 1,190,000 | 2,846,000 | 6,675,000 | 10,164,000 |
| Income tax | 17,000 | 42,000 | 78,000 | -30,235,000 |
| Net income | 1,173,000 | 2,804,000 | 6,597,000 | 40,399,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 148,943,000 | 151,035,000 | 155,208,000 | 164,420,000 |
| Total capital | 162,331,000 | 164,644,000 | 168,261,000 | 176,414,000 |
| Risk-weighted assets | 1,070,222,000 | 1,087,846,000 | 1,087,219,000 | 1,088,223,000 |