Call reports 2012
BANKFINANCIAL, NATIONAL ASSOCIATION — 2012
What BANKFINANCIAL, NATIONAL ASSOCIATION reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 1,547,890,000 | 1,521,128,000 | 1,499,374,000 | 1,480,568,000 |
| Total loans | 1,209,878,000 | 1,150,307,000 | 1,101,628,000 | 1,050,666,000 |
| Allowance for loan losses | 31,638,000 | 30,878,000 | 20,588,000 | 18,035,000 |
| Securities available for sale | 56,840,000 | 53,110,000 | 50,257,000 | 44,376,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,340,262,000 | 1,311,229,000 | 1,296,353,000 | 1,304,734,000 |
| Interest-bearing deposits | 1,176,398,000 | 1,148,666,000 | 1,143,722,000 | 1,147,754,000 |
| Noninterest-bearing deposits | 163,864,000 | 162,563,000 | 152,631,000 | 156,980,000 |
| Equity capital | 173,806,000 | 174,999,000 | 170,728,000 | 145,785,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 16,717,000 | 32,619,000 | 47,177,000 | 61,067,000 |
| Interest expense | 1,405,000 | 2,681,000 | 3,883,000 | 5,109,000 |
| Net interest income | 15,312,000 | 29,938,000 | 43,294,000 | 55,958,000 |
| Noninterest income | 1,955,000 | 2,390,000 | 2,299,000 | 2,561,000 |
| Noninterest expense | 13,311,000 | 26,132,000 | 39,719,000 | 53,175,000 |
| Provision for loan losses | 996,000 | 2,745,000 | 7,194,000 | 31,522,000 |
| Pretax income | 2,960,000 | 3,451,000 | -1,320,000 | -26,178,000 |
| Income tax | 469,000 | 13,000 | 0 | 0 |
| Net income | 2,491,000 | 3,438,000 | -1,320,000 | -26,178,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 169,242,000 | 170,573,000 | 166,248,000 | 141,629,000 |
| Total capital | 184,254,000 | 184,630,000 | 179,593,000 | 154,296,000 |
| Risk-weighted assets | 1,184,113,000 | 1,107,435,000 | 1,059,148,000 | 1,006,918,000 |