Call reports 2011
BANKFINANCIAL, NATIONAL ASSOCIATION — 2011
What BANKFINANCIAL, NATIONAL ASSOCIATION reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q3 | 2011Q4 |
|---|---|---|
| Total assets | 1,632,496,000 | 1,562,346,000 |
| Total loans | 1,300,189,000 | 1,261,035,000 |
| Allowance for loan losses | 28,778,000 | 31,726,000 |
| Securities available for sale | 66,459,000 | 62,384,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 1,377,900,000 | 1,355,409,000 |
| Interest-bearing deposits | 1,233,377,000 | 1,290,245,000 |
| Noninterest-bearing deposits | 144,523,000 | 65,164,000 |
| Equity capital | 217,799,000 | 171,188,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q3 | 2011Q4 |
|---|---|---|
| Interest income | 52,622,000 | 70,111,000 |
| Interest expense | 6,055,000 | 7,611,000 |
| Net interest income | 46,567,000 | 62,500,000 |
| Noninterest income | 4,516,000 | 3,810,000 |
| Noninterest expense | 41,983,000 | 79,452,000 |
| Provision for loan losses | 12,983,000 | 22,723,000 |
| Pretax income | -3,883,000 | -35,865,000 |
| Income tax | -2,524,000 | 12,121,000 |
| Net income | -1,359,000 | -47,986,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q3 | 2011Q4 |
|---|---|---|
| Tier 1 capital | 175,504,000 | 166,406,000 |
| Total capital | 191,815,000 | 182,074,000 |
| Risk-weighted assets | 1,292,452,000 | 1,237,187,000 |