Call reports 2025
FIRST FEDERAL COMMUNITY BANK, NATIONAL ASSOCIATION — 2025
What FIRST FEDERAL COMMUNITY BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 837,379,000 | 847,154,000 | 868,313,000 | 890,207,000 |
| Total loans | 648,683,000 | 668,251,000 | 692,928,000 | 713,221,000 |
| Allowance for loan losses | 6,346,000 | 6,636,000 | 6,849,000 | 7,085,000 |
| Securities available for sale | 57,289,000 | 56,304,000 | 58,092,000 | 60,441,000 |
| Securities held to maturity | 3,000,000 | 3,000,000 | 3,000,000 | 3,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 757,301,000 | 765,392,000 | 782,815,000 | 785,442,000 |
| Interest-bearing deposits | 605,023,000 | 600,450,000 | 618,928,000 | 618,029,000 |
| Noninterest-bearing deposits | 152,278,000 | 164,942,000 | 163,887,000 | 167,413,000 |
| Equity capital | 71,594,000 | 72,581,000 | 76,747,000 | 80,047,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 10,871,000 | 22,149,000 | 33,945,000 | 46,118,000 |
| Interest expense | 3,917,000 | 7,673,000 | 11,491,000 | 15,266,000 |
| Net interest income | 6,954,000 | 14,476,000 | 22,454,000 | 30,852,000 |
| Noninterest income | 816,000 | 1,781,000 | 2,778,000 | 3,812,000 |
| Noninterest expense | 3,841,000 | 7,851,000 | 12,070,000 | 16,322,000 |
| Provision for loan losses | 199,000 | 506,000 | 717,000 | 952,000 |
| Pretax income | 3,730,000 | 7,908,000 | 12,451,000 | 17,320,000 |
| Income tax | 664,000 | 1,363,000 | 2,191,000 | 3,084,000 |
| Net income | 3,066,000 | 6,545,000 | 10,260,000 | 14,236,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 76,864,000 | 78,877,000 | 81,409,000 | 84,201,000 |
| Total capital | 83,360,000 | 85,663,000 | 88,410,000 | 91,444,000 |
| Risk-weighted assets | 610,643,000 | 633,475,000 | 659,783,000 | 677,405,000 |