Call reports 2022
FIRST FEDERAL COMMUNITY BANK, NATIONAL ASSOCIATION — 2022
What FIRST FEDERAL COMMUNITY BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 620,117,000 | 653,220,000 | 668,057,000 | 681,500,000 |
| Total loans | 489,889,000 | 509,814,000 | 522,209,000 | 540,457,000 |
| Allowance for loan losses | 4,721,000 | 4,838,000 | 4,869,000 | 4,902,000 |
| Securities available for sale | 40,593,000 | 36,916,000 | 37,406,000 | 38,687,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 542,242,000 | 584,042,000 | 604,084,000 | 605,422,000 |
| Interest-bearing deposits | 400,001,000 | 426,737,000 | 450,590,000 | 457,128,000 |
| Noninterest-bearing deposits | 142,241,000 | 157,305,000 | 153,494,000 | 148,294,000 |
| Equity capital | 51,450,000 | 50,953,000 | 51,227,000 | 53,401,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 5,095,000 | 10,617,000 | 16,812,000 | 24,070,000 |
| Interest expense | 308,000 | 663,000 | 1,298,000 | 2,595,000 |
| Net interest income | 4,787,000 | 9,954,000 | 15,514,000 | 21,475,000 |
| Noninterest income | 722,000 | 1,466,000 | 2,223,000 | 2,946,000 |
| Noninterest expense | 3,137,000 | 6,275,000 | 9,396,000 | 12,709,000 |
| Provision for loan losses | 100,000 | 230,000 | 260,000 | 290,000 |
| Pretax income | 2,272,000 | 4,915,000 | 8,081,000 | 11,422,000 |
| Income tax | 421,000 | 858,000 | 1,467,000 | 2,103,000 |
| Net income | 1,851,000 | 4,057,000 | 6,614,000 | 9,319,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 52,787,000 | 54,714,000 | 56,593,000 | 58,470,000 |
| Total capital | 57,640,000 | 59,686,000 | 61,602,000 | 63,512,000 |
| Risk-weighted assets | 448,199,000 | 464,644,000 | 498,036,000 | 513,755,000 |