Call reports 2021
FIRST FEDERAL COMMUNITY BANK, NATIONAL ASSOCIATION — 2021
What FIRST FEDERAL COMMUNITY BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 579,445,000 | 589,412,000 | 595,090,000 | 612,092,000 |
| Total loans | 420,421,000 | 446,705,000 | 452,615,000 | 476,492,000 |
| Allowance for loan losses | 4,362,000 | 4,422,000 | 4,459,000 | 4,610,000 |
| Securities available for sale | 28,961,000 | 43,810,000 | 44,481,000 | 44,926,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 514,462,000 | 521,516,000 | 526,103,000 | 541,380,000 |
| Interest-bearing deposits | 387,751,000 | 391,752,000 | 394,493,000 | 405,527,000 |
| Noninterest-bearing deposits | 126,711,000 | 129,764,000 | 131,610,000 | 135,853,000 |
| Equity capital | 47,891,000 | 50,225,000 | 52,044,000 | 53,282,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 4,928,000 | 9,611,000 | 15,198,000 | 20,359,000 |
| Interest expense | 550,000 | 997,000 | 1,389,000 | 1,753,000 |
| Net interest income | 4,378,000 | 8,614,000 | 13,809,000 | 18,606,000 |
| Noninterest income | 819,000 | 1,657,000 | 2,526,000 | 3,318,000 |
| Noninterest expense | 2,590,000 | 5,375,000 | 8,215,000 | 11,087,000 |
| Provision for loan losses | 60,000 | 120,000 | 145,000 | 295,000 |
| Pretax income | 2,547,000 | 4,776,000 | 7,975,000 | 10,542,000 |
| Income tax | 484,000 | 875,000 | 1,490,000 | 1,972,000 |
| Net income | 2,063,000 | 3,901,000 | 6,485,000 | 8,570,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 46,713,000 | 48,397,000 | 50,303,000 | 51,660,000 |
| Total capital | 51,194,000 | 52,941,000 | 54,891,000 | 56,402,000 |
| Risk-weighted assets | 364,723,000 | 391,173,000 | 417,430,000 | 435,328,000 |