Call reports 2020
FIRST FEDERAL COMMUNITY BANK, NATIONAL ASSOCIATION — 2020
What FIRST FEDERAL COMMUNITY BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 455,674,000 | 519,431,000 | 536,210,000 | 550,259,000 |
| Total loans | 374,737,000 | 417,369,000 | 421,275,000 | 412,661,000 |
| Allowance for loan losses | 3,705,000 | 3,778,000 | 3,979,000 | 4,281,000 |
| Securities available for sale | 16,922,000 | 18,962,000 | 20,428,000 | 22,190,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 392,298,000 | 458,757,000 | 474,603,000 | 486,121,000 |
| Interest-bearing deposits | 317,019,000 | 350,648,000 | 360,193,000 | 372,158,000 |
| Noninterest-bearing deposits | 75,279,000 | 108,109,000 | 114,410,000 | 113,963,000 |
| Equity capital | 40,686,000 | 43,430,000 | 44,893,000 | 46,897,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 4,794,000 | 9,622,000 | 14,420,000 | 19,752,000 |
| Interest expense | 969,000 | 1,800,000 | 2,515,000 | 3,143,000 |
| Net interest income | 3,825,000 | 7,822,000 | 11,905,000 | 16,609,000 |
| Noninterest income | 575,000 | 1,485,000 | 2,819,000 | 4,058,000 |
| Noninterest expense | 2,392,000 | 4,758,000 | 7,472,000 | 10,068,000 |
| Provision for loan losses | 50,000 | 146,000 | 346,000 | 646,000 |
| Pretax income | 1,973,000 | 4,418,000 | 6,921,000 | 9,968,000 |
| Income tax | 377,000 | 855,000 | 1,342,000 | 1,937,000 |
| Net income | 1,596,000 | 3,563,000 | 5,579,000 | 8,031,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,168,000 | 42,026,000 | 43,409,000 | 45,227,000 |
| Total capital | 43,965,000 | 45,905,000 | 47,497,000 | 49,620,000 |
| Risk-weighted assets | 336,822,000 | 335,032,000 | 343,857,000 | 356,827,000 |