Call reports 2019
FIRST FEDERAL COMMUNITY BANK, NATIONAL ASSOCIATION — 2019
What FIRST FEDERAL COMMUNITY BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 406,920,000 | 412,958,000 | 443,151,000 | 451,155,000 |
| Total loans | 333,990,000 | 339,169,000 | 362,434,000 | 366,938,000 |
| Allowance for loan losses | 3,492,000 | 3,490,000 | 3,648,000 | 3,695,000 |
| Securities available for sale | 17,674,000 | 17,747,000 | 17,497,000 | 17,060,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 355,511,000 | 372,988,000 | 384,910,000 | 393,879,000 |
| Interest-bearing deposits | 285,131,000 | 294,043,000 | 296,862,000 | 317,871,000 |
| Noninterest-bearing deposits | 70,380,000 | 78,945,000 | 88,048,000 | 76,008,000 |
| Equity capital | 35,848,000 | 37,720,000 | 39,194,000 | 40,082,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 4,415,000 | 9,046,000 | 13,902,000 | 18,832,000 |
| Interest expense | 762,000 | 1,648,000 | 2,599,000 | 3,617,000 |
| Net interest income | 3,653,000 | 7,398,000 | 11,303,000 | 15,215,000 |
| Noninterest income | 464,000 | 1,010,000 | 1,557,000 | 2,152,000 |
| Noninterest expense | 2,259,000 | 4,480,000 | 6,713,000 | 9,432,000 |
| Provision for loan losses | 90,000 | 135,000 | 296,000 | 344,000 |
| Pretax income | 1,768,000 | 3,793,000 | 5,851,000 | 7,591,000 |
| Income tax | 342,000 | 741,000 | 1,147,000 | 1,485,000 |
| Net income | 1,426,000 | 3,052,000 | 4,704,000 | 6,106,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,298,000 | 36,836,000 | 38,151,000 | 39,064,000 |
| Total capital | 38,876,000 | 40,417,000 | 41,890,000 | 42,851,000 |
| Risk-weighted assets | 302,598,000 | 305,968,000 | 327,131,000 | 331,908,000 |