Call reports 2018
FIRST FEDERAL COMMUNITY BANK, NATIONAL ASSOCIATION — 2018
What FIRST FEDERAL COMMUNITY BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 376,393,000 | 380,814,000 | 384,750,000 | 392,744,000 |
| Total loans | 309,646,000 | 309,516,000 | 313,123,000 | 321,290,000 |
| Allowance for loan losses | 3,320,000 | 3,339,000 | 3,385,000 | 3,435,000 |
| Securities available for sale | 18,813,000 | 18,417,000 | 17,773,000 | 17,756,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 324,273,000 | 333,946,000 | 349,958,000 | 353,533,000 |
| Interest-bearing deposits | 263,029,000 | 266,193,000 | 274,115,000 | 277,865,000 |
| Noninterest-bearing deposits | 61,244,000 | 67,753,000 | 75,843,000 | 75,668,000 |
| Equity capital | 30,952,000 | 32,097,000 | 33,301,000 | 34,610,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 3,686,000 | 7,573,000 | 11,644,000 | 15,988,000 |
| Interest expense | 495,000 | 1,087,000 | 1,736,000 | 2,443,000 |
| Net interest income | 3,191,000 | 6,486,000 | 9,908,000 | 13,545,000 |
| Noninterest income | 448,000 | 919,000 | 1,399,000 | 1,833,000 |
| Noninterest expense | 2,108,000 | 4,195,000 | 6,250,000 | 8,479,000 |
| Provision for loan losses | 80,000 | 230,000 | 275,000 | 320,000 |
| Pretax income | 1,451,000 | 2,980,000 | 4,782,000 | 6,579,000 |
| Income tax | 367,000 | 759,000 | 1,110,000 | 1,460,000 |
| Net income | 1,084,000 | 2,221,000 | 3,672,000 | 5,119,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,687,000 | 31,833,000 | 33,192,000 | 34,247,000 |
| Total capital | 34,083,000 | 35,251,000 | 36,656,000 | 37,766,000 |
| Risk-weighted assets | 283,184,000 | 280,545,000 | 283,452,000 | 290,719,000 |