Call reports 2017
FIRST FEDERAL COMMUNITY BANK, NATIONAL ASSOCIATION — 2017
What FIRST FEDERAL COMMUNITY BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 315,740,000 | 340,109,000 | 345,998,000 | 356,055,000 |
| Total loans | 272,490,000 | 280,944,000 | 283,942,000 | 296,466,000 |
| Allowance for loan losses | 3,098,000 | 3,137,000 | 3,139,000 | 3,189,000 |
| Securities available for sale | 17,392,000 | 17,388,000 | 19,011,000 | 19,623,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 285,111,000 | 306,991,000 | 314,785,000 | 315,908,000 |
| Interest-bearing deposits | 236,375,000 | 253,214,000 | 257,579,000 | 253,059,000 |
| Noninterest-bearing deposits | 48,736,000 | 53,777,000 | 57,206,000 | 62,849,000 |
| Equity capital | 28,090,000 | 28,880,000 | 29,621,000 | 30,453,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 3,004,000 | 6,226,000 | 9,654,000 | 13,127,000 |
| Interest expense | 341,000 | 736,000 | 1,169,000 | 1,615,000 |
| Net interest income | 2,663,000 | 5,490,000 | 8,485,000 | 11,512,000 |
| Noninterest income | 392,000 | 823,000 | 1,303,000 | 1,744,000 |
| Noninterest expense | 1,864,000 | 3,802,000 | 5,718,000 | 7,664,000 |
| Provision for loan losses | 45,000 | 83,000 | 83,000 | 128,000 |
| Pretax income | 1,181,000 | 2,463,000 | 4,022,000 | 5,499,000 |
| Income tax | 363,000 | 757,000 | 1,243,000 | 1,585,000 |
| Net income | 818,000 | 1,706,000 | 2,779,000 | 3,914,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,319,000 | 28,323,000 | 29,076,000 | 29,890,000 |
| Total capital | 31,454,000 | 31,535,000 | 32,291,000 | 33,155,000 |
| Risk-weighted assets | 250,838,000 | 259,582,000 | 260,903,000 | 273,007,000 |