Call reports 2016
FIRST FEDERAL COMMUNITY BANK, NATIONAL ASSOCIATION — 2016
What FIRST FEDERAL COMMUNITY BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 285,610,000 | 292,063,000 | 296,087,000 | 317,272,000 |
| Total loans | 235,763,000 | 243,453,000 | 251,284,000 | 264,718,000 |
| Allowance for loan losses | 2,806,000 | 2,861,000 | 2,956,000 | 3,050,000 |
| Securities available for sale | 18,899,000 | 18,447,000 | 11,857,000 | 16,733,000 |
| Securities held to maturity | 16,000 | 15,000 | 14,000 | 5,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 242,818,000 | 251,937,000 | 253,134,000 | 264,038,000 |
| Interest-bearing deposits | 200,930,000 | 206,398,000 | 204,152,000 | 212,575,000 |
| Noninterest-bearing deposits | 41,888,000 | 45,539,000 | 48,982,000 | 51,463,000 |
| Equity capital | 26,317,000 | 26,873,000 | 27,393,000 | 27,432,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,714,000 | 5,468,000 | 8,317,000 | 11,229,000 |
| Interest expense | 297,000 | 584,000 | 859,000 | 1,134,000 |
| Net interest income | 2,417,000 | 4,884,000 | 7,458,000 | 10,095,000 |
| Noninterest income | 449,000 | 881,000 | 1,457,000 | 1,926,000 |
| Noninterest expense | 1,891,000 | 3,720,000 | 5,539,000 | 7,369,000 |
| Provision for loan losses | 7,000 | 30,000 | 115,000 | 185,000 |
| Pretax income | 968,000 | 2,033,000 | 3,631,000 | 4,833,000 |
| Income tax | 301,000 | 636,000 | 1,155,000 | 1,536,000 |
| Net income | 667,000 | 1,397,000 | 2,476,000 | 3,297,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,140,000 | 26,572,000 | 27,303,000 | 27,776,000 |
| Total capital | 29,015,000 | 29,506,000 | 30,163,000 | 30,804,000 |
| Risk-weighted assets | 239,634,000 | 246,537,000 | 228,647,000 | 242,155,000 |