Call reports 2015
FIRST FEDERAL COMMUNITY BANK, NATIONAL ASSOCIATION — 2015
What FIRST FEDERAL COMMUNITY BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 269,972,000 | 272,606,000 | 270,467,000 | 277,471,000 |
| Total loans | 217,646,000 | 222,627,000 | 225,797,000 | 233,528,000 |
| Allowance for loan losses | 2,767,000 | 2,777,000 | 2,762,000 | 2,792,000 |
| Securities available for sale | 13,958,000 | 15,121,000 | 18,075,000 | 19,442,000 |
| Securities held to maturity | 20,000 | 19,000 | 18,000 | 17,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 240,272,000 | 244,142,000 | 241,223,000 | 239,377,000 |
| Interest-bearing deposits | 200,463,000 | 203,030,000 | 199,004,000 | 197,795,000 |
| Noninterest-bearing deposits | 39,809,000 | 41,112,000 | 42,219,000 | 41,582,000 |
| Equity capital | 24,229,000 | 24,632,000 | 25,290,000 | 25,785,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,551,000 | 5,128,000 | 7,785,000 | 10,511,000 |
| Interest expense | 355,000 | 700,000 | 1,029,000 | 1,334,000 |
| Net interest income | 2,196,000 | 4,428,000 | 6,756,000 | 9,177,000 |
| Noninterest income | 399,000 | 873,000 | 1,308,000 | 1,756,000 |
| Noninterest expense | 1,544,000 | 3,083,000 | 4,601,000 | 6,230,000 |
| Provision for loan losses | 12,000 | 12,000 | 64,000 | 105,000 |
| Pretax income | 1,039,000 | 2,206,000 | 3,399,000 | 4,598,000 |
| Income tax | 331,000 | 704,000 | 1,086,000 | 1,466,000 |
| Net income | 708,000 | 1,502,000 | 2,313,000 | 3,132,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,102,000 | 24,625,000 | 25,201,000 | 25,694,000 |
| Total capital | 26,819,000 | 27,431,000 | 28,028,000 | 28,554,000 |
| Risk-weighted assets | 217,258,000 | 224,515,000 | 227,628,000 | 237,004,000 |