Call reports 2014
FIRST FEDERAL COMMUNITY BANK, NATIONAL ASSOCIATION — 2014
What FIRST FEDERAL COMMUNITY BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 255,128,000 | 254,051,000 | 261,542,000 | 268,390,000 |
| Total loans | 211,889,000 | 213,160,000 | 217,941,000 | 215,710,000 |
| Allowance for loan losses | 2,715,000 | 2,745,000 | 2,785,000 | 2,785,000 |
| Securities available for sale | 13,172,000 | 12,542,000 | 11,402,000 | 11,883,000 |
| Securities held to maturity | 23,000 | 22,000 | 21,000 | 20,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 222,570,000 | 223,813,000 | 231,096,000 | 238,483,000 |
| Interest-bearing deposits | 189,220,000 | 189,360,000 | 193,027,000 | 198,891,000 |
| Noninterest-bearing deposits | 33,350,000 | 34,453,000 | 38,069,000 | 39,592,000 |
| Equity capital | 23,022,000 | 22,756,000 | 23,227,000 | 23,707,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,571,000 | 5,166,000 | 7,777,000 | 10,410,000 |
| Interest expense | 435,000 | 832,000 | 1,214,000 | 1,594,000 |
| Net interest income | 2,136,000 | 4,334,000 | 6,563,000 | 8,816,000 |
| Noninterest income | 328,000 | 677,000 | 1,063,000 | 1,466,000 |
| Noninterest expense | 1,456,000 | 2,942,000 | 4,481,000 | 6,087,000 |
| Provision for loan losses | 50,000 | 70,000 | 106,000 | 113,000 |
| Pretax income | 958,000 | 1,999,000 | 3,056,000 | 4,099,000 |
| Income tax | 291,000 | 635,000 | 977,000 | 1,312,000 |
| Net income | 667,000 | 1,364,000 | 2,079,000 | 2,787,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,979,000 | 22,676,000 | 23,165,000 | 23,628,000 |
| Total capital | 25,533,000 | 25,232,000 | 25,804,000 | 26,245,000 |
| Risk-weighted assets | 204,104,000 | 204,222,000 | 210,917,000 | 209,162,000 |