Call reports 2013
FIRST FEDERAL COMMUNITY BANK, NATIONAL ASSOCIATION — 2013
What FIRST FEDERAL COMMUNITY BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 243,807,000 | 246,711,000 | 248,892,000 | 250,628,000 |
| Total loans | 200,518,000 | 205,444,000 | 205,938,000 | 207,525,000 |
| Allowance for loan losses | 2,593,000 | 2,657,000 | 2,656,000 | 2,668,000 |
| Securities available for sale | 7,920,000 | 7,094,000 | 6,317,000 | 12,728,000 |
| Securities held to maturity | 26,000 | 26,000 | 25,000 | 24,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 211,650,000 | 213,533,000 | 216,778,000 | 218,651,000 |
| Interest-bearing deposits | 184,882,000 | 184,286,000 | 186,194,000 | 184,958,000 |
| Noninterest-bearing deposits | 26,768,000 | 29,247,000 | 30,584,000 | 33,693,000 |
| Equity capital | 21,723,000 | 22,049,000 | 22,376,000 | 22,535,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,533,000 | 5,091,000 | 7,657,000 | 10,273,000 |
| Interest expense | 473,000 | 940,000 | 1,388,000 | 1,815,000 |
| Net interest income | 2,060,000 | 4,151,000 | 6,269,000 | 8,458,000 |
| Noninterest income | 327,000 | 735,000 | 1,077,000 | 1,433,000 |
| Noninterest expense | 1,387,000 | 2,849,000 | 4,401,000 | 5,919,000 |
| Provision for loan losses | 142,000 | 262,000 | 282,000 | 282,000 |
| Pretax income | 858,000 | 1,775,000 | 2,663,000 | 3,690,000 |
| Income tax | 293,000 | 606,000 | 910,000 | 1,260,000 |
| Net income | 565,000 | 1,169,000 | 1,753,000 | 2,430,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,562,000 | 21,925,000 | 22,285,000 | 22,486,000 |
| Total capital | 23,935,000 | 24,391,000 | 24,754,000 | 24,976,000 |
| Risk-weighted assets | 188,823,000 | 196,350,000 | 196,572,000 | 198,962,000 |