Call reports 2012
FIRST FEDERAL COMMUNITY BANK, NATIONAL ASSOCIATION — 2012
What FIRST FEDERAL COMMUNITY BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 238,208,000 | 235,369,000 | 243,096,000 | 246,294,000 |
| Total loans | 196,477,000 | 199,755,000 | 199,783,000 | 198,452,000 |
| Allowance for loan losses | 2,214,000 | 2,304,000 | 2,381,000 | 2,402,000 |
| Securities available for sale | 10,471,000 | 10,040,000 | 9,547,000 | 8,563,000 |
| Securities held to maturity | 41,000 | 40,000 | 38,000 | 31,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 203,289,000 | 202,039,000 | 208,732,000 | 213,474,000 |
| Interest-bearing deposits | 184,305,000 | 179,432,000 | 182,096,000 | 184,946,000 |
| Noninterest-bearing deposits | 18,984,000 | 22,607,000 | 26,636,000 | 28,528,000 |
| Equity capital | 19,816,000 | 20,187,000 | 20,980,000 | 21,487,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,648,000 | 5,275,000 | 7,962,000 | 10,583,000 |
| Interest expense | 614,000 | 1,207,000 | 1,759,000 | 2,268,000 |
| Net interest income | 2,034,000 | 4,068,000 | 6,203,000 | 8,315,000 |
| Noninterest income | 357,000 | 756,000 | 1,185,000 | 1,680,000 |
| Noninterest expense | 1,521,000 | 2,813,000 | 4,161,000 | 5,523,000 |
| Provision for loan losses | 150,000 | 319,000 | 399,000 | 519,000 |
| Pretax income | 720,000 | 1,692,000 | 2,828,000 | 3,953,000 |
| Income tax | 246,000 | 578,000 | 966,000 | 1,350,000 |
| Net income | 474,000 | 1,114,000 | 1,862,000 | 2,603,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,717,000 | 20,058,000 | 20,806,000 | 21,322,000 |
| Total capital | 21,931,000 | 22,362,000 | 23,129,000 | 23,657,000 |
| Risk-weighted assets | 170,250,000 | 175,109,000 | 176,667,000 | 186,719,000 |