Call reports 2025
FIRST SOUTHEAST BANK — 2025
What FIRST SOUTHEAST BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 140,261,000 | 146,285,000 | 149,766,000 | 155,122,000 |
| Total loans | 118,511,000 | 124,450,000 | 128,386,000 | 132,962,000 |
| Allowance for loan losses | 1,034,000 | 1,083,000 | 1,177,000 | 1,200,000 |
| Securities available for sale | 13,154,000 | 12,977,000 | 12,750,000 | 12,563,000 |
| Securities held to maturity | 2,209,000 | 2,209,000 | 2,209,000 | 2,209,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 110,210,000 | 106,619,000 | 110,666,000 | 117,179,000 |
| Interest-bearing deposits | 80,734,000 | 79,030,000 | 82,952,000 | 85,612,000 |
| Noninterest-bearing deposits | 29,476,000 | 27,589,000 | 27,714,000 | 31,567,000 |
| Equity capital | 10,053,000 | 10,702,000 | 11,243,000 | 11,564,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,859,000 | 3,868,000 | 5,982,000 | 8,253,000 |
| Interest expense | 652,000 | 1,340,000 | 2,092,000 | 2,823,000 |
| Net interest income | 1,207,000 | 2,528,000 | 3,890,000 | 5,430,000 |
| Noninterest income | 91,000 | 187,000 | 297,000 | 288,000 |
| Noninterest expense | 901,000 | 1,815,000 | 2,681,000 | 3,619,000 |
| Provision for loan losses | 32,000 | 80,000 | 174,000 | 204,000 |
| Pretax income | 357,000 | 812,000 | 1,317,000 | 1,882,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 357,000 | 812,000 | 1,317,000 | 1,882,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,526,000 | 11,981,000 | 12,402,000 | 12,608,000 |
| Total capital | 12,560,000 | 13,064,000 | 13,579,000 | 13,808,000 |
| Risk-weighted assets | 115,612,000 | 121,063,000 | 125,322,000 | 131,010,000 |