Call reports 2020
FIRST SOUTHEAST BANK — 2020
What FIRST SOUTHEAST BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 101,819,000 | 109,084,000 | 108,830,000 | 115,194,000 |
| Total loans | 88,524,000 | 89,168,000 | 85,426,000 | 84,571,000 |
| Allowance for loan losses | 1,196,000 | 1,227,000 | 1,058,000 | 1,082,000 |
| Securities available for sale | 929,000 | 907,000 | 278,000 | 888,000 |
| Securities held to maturity | 244,000 | 244,000 | 229,000 | 229,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 79,405,000 | 89,466,000 | 89,209,000 | 95,516,000 |
| Interest-bearing deposits | 63,093,000 | 68,317,000 | 68,766,000 | 72,101,000 |
| Noninterest-bearing deposits | 16,312,000 | 21,150,000 | 20,443,000 | 23,415,000 |
| Equity capital | 9,360,000 | 9,262,000 | 9,341,000 | 9,380,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,229,000 | 2,592,000 | 3,750,000 | 4,849,000 |
| Interest expense | 229,000 | 448,000 | 654,000 | 878,000 |
| Net interest income | 1,000,000 | 2,144,000 | 3,096,000 | 3,971,000 |
| Noninterest income | 74,000 | 127,000 | 204,000 | 253,000 |
| Noninterest expense | 760,000 | 1,500,000 | 2,273,000 | 3,004,000 |
| Provision for loan losses | 30,000 | 60,000 | 95,000 | 115,000 |
| Pretax income | 284,000 | 711,000 | 932,000 | 1,133,000 |
| Income tax | 2,000 | 0 | 2,000 | 2,000 |
| Net income | 282,000 | 711,000 | 930,000 | 1,131,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,360,000 | 9,262,000 | 9,342,000 | 9,380,000 |