Call reports 2019
FIRST SOUTHEAST BANK — 2019
What FIRST SOUTHEAST BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 99,741,000 | 102,794,000 | 101,414,000 | 102,206,000 |
| Total loans | 87,392,000 | 89,767,000 | 88,766,000 | 88,562,000 |
| Allowance for loan losses | 1,444,000 | 1,179,000 | 1,179,000 | 1,170,000 |
| Securities available for sale | 1,171,000 | 1,144,000 | 1,115,000 | 1,088,000 |
| Securities held to maturity | 330,000 | 330,000 | 330,000 | 294,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 75,003,000 | 76,310,000 | 76,672,000 | 82,404,000 |
| Interest-bearing deposits | 59,499,000 | 60,666,000 | 60,437,000 | 64,350,000 |
| Noninterest-bearing deposits | 15,504,000 | 15,644,000 | 16,235,000 | 18,054,000 |
| Equity capital | 8,974,000 | 8,824,000 | 8,932,000 | 9,079,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,163,000 | 2,407,000 | 3,681,000 | 4,941,000 |
| Interest expense | 232,000 | 494,000 | 762,000 | 1,001,000 |
| Net interest income | 931,000 | 1,913,000 | 2,919,000 | 3,940,000 |
| Noninterest income | 78,000 | 164,000 | 240,000 | 300,000 |
| Noninterest expense | 740,000 | 1,521,000 | 2,313,000 | 3,046,000 |
| Provision for loan losses | 30,000 | 210,000 | 210,000 | 230,000 |
| Pretax income | 239,000 | 346,000 | 636,000 | 964,000 |
| Income tax | 0 | 2,000 | 4,000 | 6,000 |
| Net income | 239,000 | 344,000 | 632,000 | 958,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,974,000 | 8,824,000 | 8,925,000 | 9,073,000 |
| Total capital | 10,040,000 | 10,003,000 | 10,028,000 | 10,161,000 |
| Risk-weighted assets | 84,916,000 | 89,903,000 | 88,197,000 | 86,950,000 |