Call reports 2016
FIRST SOUTHEAST BANK — 2016
What FIRST SOUTHEAST BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 100,204,000 | 102,616,000 | 101,555,000 | 101,591,000 |
| Total loans | 89,433,000 | 92,093,000 | 90,358,000 | 88,416,000 |
| Allowance for loan losses | 1,075,000 | 1,227,000 | 1,213,000 | 1,223,000 |
| Securities available for sale | 3,623,000 | 3,554,000 | 2,688,000 | 2,561,000 |
| Securities held to maturity | 750,000 | 750,000 | 750,000 | 717,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 81,263,000 | 78,542,000 | 75,532,000 | 76,469,000 |
| Interest-bearing deposits | 65,264,000 | 62,018,000 | 59,370,000 | 59,592,000 |
| Noninterest-bearing deposits | 15,999,000 | 16,524,000 | 16,162,000 | 16,877,000 |
| Equity capital | 8,333,000 | 8,431,000 | 8,607,000 | 8,722,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,090,000 | 2,203,000 | 3,357,000 | 4,447,000 |
| Interest expense | 105,000 | 218,000 | 336,000 | 447,000 |
| Net interest income | 985,000 | 1,985,000 | 3,021,000 | 4,000,000 |
| Noninterest income | 78,000 | 182,000 | 259,000 | 352,000 |
| Noninterest expense | 683,000 | 1,405,000 | 2,140,000 | 2,893,000 |
| Provision for loan losses | 45,000 | 185,000 | 210,000 | 210,000 |
| Pretax income | 335,000 | 577,000 | 930,000 | 1,249,000 |
| Income tax | 0 | 1,000 | 2,000 | 2,000 |
| Net income | 335,000 | 576,000 | 928,000 | 1,247,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,266,000 | 8,349,000 | 8,543,000 | 8,704,000 |
| Total capital | 9,335,000 | 9,464,000 | 9,645,000 | 9,787,000 |
| Risk-weighted assets | 85,542,000 | 89,106,000 | 88,082,000 | 86,474,000 |