Call reports 2015
FIRST SOUTHEAST BANK — 2015
What FIRST SOUTHEAST BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 93,484,000 | 98,258,000 | 99,949,000 | 98,430,000 |
| Total loans | 81,851,000 | 85,879,000 | 88,624,000 | 85,457,000 |
| Allowance for loan losses | 1,106,000 | 1,147,000 | 1,174,000 | 1,022,000 |
| Securities available for sale | 6,035,000 | 5,815,000 | 5,341,000 | 4,401,000 |
| Securities held to maturity | 850,000 | 850,000 | 850,000 | 817,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 75,359,000 | 74,766,000 | 78,033,000 | 85,014,000 |
| Interest-bearing deposits | 62,499,000 | 61,904,000 | 64,135,000 | 67,984,000 |
| Noninterest-bearing deposits | 12,860,000 | 12,862,000 | 13,898,000 | 17,030,000 |
| Equity capital | 7,988,000 | 8,206,000 | 8,554,000 | 8,814,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,005,000 | 2,111,000 | 3,240,000 | 4,341,000 |
| Interest expense | 108,000 | 223,000 | 333,000 | 440,000 |
| Net interest income | 897,000 | 1,888,000 | 2,907,000 | 3,901,000 |
| Noninterest income | 91,000 | 173,000 | 272,000 | 349,000 |
| Noninterest expense | 680,000 | 1,327,000 | 1,983,000 | 2,656,000 |
| Provision for loan losses | 20,000 | 60,000 | 90,000 | 100,000 |
| Pretax income | 288,000 | 674,000 | 1,106,000 | 1,494,000 |
| Income tax | 0 | 0 | 1,000 | 0 |
| Net income | 288,000 | 674,000 | 1,105,000 | 1,494,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,882,000 | 8,206,000 | 8,553,000 | 8,768,000 |
| Total capital | 8,872,000 | 9,242,000 | 9,620,000 | 9,790,000 |
| Risk-weighted assets | 79,163,000 | 82,754,000 | 85,238,000 | 82,470,000 |