Call reports 2014
FIRST SOUTHEAST BANK — 2014
What FIRST SOUTHEAST BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 88,723,000 | 91,532,000 | 92,342,000 | 94,135,000 |
| Total loans | 75,148,000 | 78,290,000 | 79,238,000 | 80,070,000 |
| Allowance for loan losses | 1,005,000 | 1,026,000 | 1,020,000 | 1,080,000 |
| Securities available for sale | 7,486,000 | 7,088,000 | 6,484,000 | 6,339,000 |
| Securities held to maturity | 532,000 | 532,000 | 902,000 | 870,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 69,855,000 | 68,857,000 | 70,776,000 | 76,574,000 |
| Interest-bearing deposits | 55,843,000 | 55,606,000 | 57,784,000 | 61,790,000 |
| Noninterest-bearing deposits | 14,012,000 | 13,251,000 | 12,992,000 | 14,784,000 |
| Equity capital | 7,621,000 | 7,875,000 | 8,155,000 | 8,350,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 976,000 | 1,987,000 | 3,042,000 | 4,066,000 |
| Interest expense | 103,000 | 208,000 | 316,000 | 426,000 |
| Net interest income | 873,000 | 1,779,000 | 2,726,000 | 3,640,000 |
| Noninterest income | 89,000 | 168,000 | 267,000 | 353,000 |
| Noninterest expense | 651,000 | 1,326,000 | 1,991,000 | 2,654,000 |
| Provision for loan losses | 4,000 | 19,000 | 36,000 | 96,000 |
| Pretax income | 307,000 | 602,000 | 966,000 | 1,243,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 307,000 | 602,000 | 966,000 | 1,243,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,648,000 | 7,842,000 | 8,103,000 | 8,279,000 |
| Total capital | 8,580,000 | 8,814,000 | 9,076,000 | 9,264,000 |
| Risk-weighted assets | 74,490,000 | 77,667,000 | 77,827,000 | 78,723,000 |