Call reports 2013
FIRST SOUTHEAST BANK — 2013
What FIRST SOUTHEAST BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 82,201,000 | 83,485,000 | 87,900,000 | 89,676,000 |
| Total loans | 67,913,000 | 70,182,000 | 73,442,000 | 73,581,000 |
| Allowance for loan losses | 1,014,000 | 1,043,000 | 1,054,000 | 1,025,000 |
| Securities available for sale | 8,972,000 | 8,399,000 | 7,996,000 | 7,659,000 |
| Securities held to maturity | 313,000 | 313,000 | 563,000 | 532,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 73,674,000 | 70,664,000 | 68,937,000 | 74,233,000 |
| Interest-bearing deposits | 61,135,000 | 58,549,000 | 57,011,000 | 59,142,000 |
| Noninterest-bearing deposits | 12,539,000 | 12,115,000 | 11,926,000 | 15,091,000 |
| Equity capital | 7,619,000 | 7,578,000 | 7,605,000 | 7,892,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 977,000 | 1,947,000 | 2,943,000 | 3,971,000 |
| Interest expense | 129,000 | 254,000 | 372,000 | 483,000 |
| Net interest income | 848,000 | 1,693,000 | 2,571,000 | 3,488,000 |
| Noninterest income | 114,000 | 221,000 | 295,000 | 367,000 |
| Noninterest expense | 661,000 | 1,314,000 | 1,961,000 | 2,587,000 |
| Provision for loan losses | 22,000 | 45,000 | 55,000 | 55,000 |
| Pretax income | 289,000 | 565,000 | 859,000 | 1,223,000 |
| Income tax | 0 | 0 | 1,000 | 1,000 |
| Net income | 289,000 | 565,000 | 858,000 | 1,222,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,393,000 | 7,575,000 | 7,629,000 | 7,992,000 |
| Total capital | 8,231,000 | 8,446,000 | 8,550,000 | 8,914,000 |
| Risk-weighted assets | 66,872,000 | 69,484,000 | 73,565,000 | 73,648,000 |