Call reports 2012
FIRST SOUTHEAST BANK — 2012
What FIRST SOUTHEAST BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 82,796,000 | 81,958,000 | 81,621,000 | 91,731,000 |
| Total loans | 66,034,000 | 68,650,000 | 69,426,000 | 70,659,000 |
| Allowance for loan losses | 977,000 | 990,000 | 1,006,000 | 990,000 |
| Securities available for sale | 9,374,000 | 9,845,000 | 8,937,000 | 9,577,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 74,380,000 | 74,053,000 | 73,438,000 | 83,430,000 |
| Interest-bearing deposits | 63,212,000 | 62,958,000 | 61,204,000 | 69,673,000 |
| Noninterest-bearing deposits | 11,168,000 | 11,095,000 | 12,234,000 | 13,757,000 |
| Equity capital | 7,301,000 | 7,488,000 | 7,732,000 | 7,863,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,040,000 | 2,073,000 | 3,115,000 | 4,141,000 |
| Interest expense | 183,000 | 347,000 | 497,000 | 640,000 |
| Net interest income | 857,000 | 1,726,000 | 2,618,000 | 3,501,000 |
| Noninterest income | 100,000 | 186,000 | 304,000 | 388,000 |
| Noninterest expense | 595,000 | 1,191,000 | 1,808,000 | 2,431,000 |
| Provision for loan losses | 15,000 | 45,000 | 60,000 | 75,000 |
| Pretax income | 347,000 | 671,000 | 1,040,000 | 1,361,000 |
| Income tax | 0 | 4,000 | 4,000 | 4,000 |
| Net income | 347,000 | 667,000 | 1,036,000 | 1,357,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,033,000 | 7,208,000 | 7,430,000 | 7,605,000 |
| Total capital | 7,881,000 | 8,036,000 | 8,274,000 | 8,488,000 |
| Risk-weighted assets | 67,700,000 | 66,094,000 | 67,360,000 | 70,558,000 |