Call reports 2011
FIRST SOUTHEAST BANK — 2011
What FIRST SOUTHEAST BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 56,113,000 | 55,837,000 | 79,503,000 | 85,738,000 |
| Total loans | 48,709,000 | 49,254,000 | 67,599,000 | 66,443,000 |
| Allowance for loan losses | 654,000 | 671,000 | 997,000 | 979,000 |
| Securities available for sale | 5,321,000 | 4,559,000 | 9,008,000 | 8,805,000 |
| Securities held to maturity | 286,000 | 285,000 | 285,000 | 285,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,053,000 | 48,870,000 | 70,824,000 | 77,388,000 |
| Interest-bearing deposits | 44,777,000 | 43,522,000 | 62,256,000 | 65,806,000 |
| Noninterest-bearing deposits | 6,276,000 | 5,348,000 | 8,568,000 | 11,582,000 |
| Equity capital | 4,728,000 | 4,889,000 | 7,608,000 | 7,854,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 775,000 | 1,582,000 | 3,353,000 | 4,410,000 |
| Interest expense | 155,000 | 299,000 | 656,000 | 843,000 |
| Net interest income | 620,000 | 1,283,000 | 2,697,000 | 3,567,000 |
| Noninterest income | 104,000 | 163,000 | 307,000 | 401,000 |
| Noninterest expense | 470,000 | 944,000 | 1,985,000 | 2,599,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 239,000 | 472,000 | 974,000 | 1,309,000 |
| Income tax | 0 | 0 | 1,000 | 1,000 |
| Net income | 239,000 | 472,000 | 973,000 | 1,308,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,635,000 | 4,778,000 | 7,398,000 | 7,671,000 |
| Total capital | 5,212,000 | 5,364,000 | 8,214,000 | 8,482,000 |
| Risk-weighted assets | 46,050,000 | 46,775,000 | 65,067,000 | 64,711,000 |