Call reports 2010
FIRST SOUTHEAST BANK — 2010
What FIRST SOUTHEAST BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 52,722,000 | 54,452,000 | 55,154,000 | 59,333,000 |
| Total loans | 45,090,000 | 47,426,000 | 48,453,000 | 48,223,000 |
| Allowance for loan losses | 494,000 | 528,000 | 637,000 | 638,000 |
| Securities available for sale | 5,211,000 | 5,004,000 | 4,085,000 | 3,656,000 |
| Securities held to maturity | 291,000 | 290,000 | 291,000 | 291,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,935,000 | 45,745,000 | 49,979,000 | 53,997,000 |
| Interest-bearing deposits | 39,710,000 | 40,537,000 | 44,509,000 | 46,973,000 |
| Noninterest-bearing deposits | 5,225,000 | 5,208,000 | 5,470,000 | 7,024,000 |
| Equity capital | 4,825,000 | 4,648,000 | 4,801,000 | 4,978,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 751,000 | 1,535,000 | 2,334,000 | 3,127,000 |
| Interest expense | 187,000 | 364,000 | 538,000 | 720,000 |
| Net interest income | 564,000 | 1,171,000 | 1,796,000 | 2,407,000 |
| Noninterest income | 79,000 | 148,000 | 231,000 | 316,000 |
| Noninterest expense | 429,000 | 847,000 | 1,261,000 | 1,695,000 |
| Provision for loan losses | 70,000 | 140,000 | 275,000 | 275,000 |
| Pretax income | 144,000 | 332,000 | 491,000 | 753,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 144,000 | 332,000 | 491,000 | 753,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,736,000 | 4,474,000 | 4,633,000 | 4,896,000 |
| Total capital | 5,230,000 | 5,002,000 | 5,217,000 | 5,483,000 |
| Risk-weighted assets | 44,049,000 | 45,608,000 | 46,664,000 | 46,937,000 |