Call reports 2009
FIRST SOUTHEAST BANK — 2009
What FIRST SOUTHEAST BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 48,304,000 | 49,651,000 | 52,062,000 | 54,187,000 |
| Total loans | 38,913,000 | 42,374,000 | 43,626,000 | 45,035,000 |
| Allowance for loan losses | 460,000 | 435,000 | 441,000 | 456,000 |
| Securities available for sale | 5,543,000 | 4,797,000 | 4,979,000 | 5,846,000 |
| Securities held to maturity | 429,000 | 429,000 | 429,000 | 429,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,299,000 | 44,868,000 | 47,038,000 | 49,097,000 |
| Interest-bearing deposits | 37,843,000 | 39,959,000 | 42,581,000 | 41,998,000 |
| Noninterest-bearing deposits | 5,456,000 | 4,909,000 | 4,457,000 | 7,099,000 |
| Equity capital | 4,131,000 | 4,291,000 | 4,562,000 | 4,689,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 712,000 | 1,453,000 | 2,223,000 | 2,998,000 |
| Interest expense | 248,000 | 489,000 | 728,000 | 954,000 |
| Net interest income | 464,000 | 964,000 | 1,495,000 | 2,044,000 |
| Noninterest income | 98,000 | 185,000 | 274,000 | 362,000 |
| Noninterest expense | 403,000 | 831,000 | 1,240,000 | 1,666,000 |
| Provision for loan losses | 0 | 0 | 10,000 | 20,000 |
| Pretax income | 159,000 | 318,000 | 519,000 | 720,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 159,000 | 318,000 | 519,000 | 720,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,032,000 | 4,191,000 | 4,392,000 | 4,593,000 |
| Total capital | 4,492,000 | 4,626,000 | 4,833,000 | 5,049,000 |
| Risk-weighted assets | 39,174,000 | 42,159,000 | 43,000,000 | 44,458,000 |