Call reports 2007
FIRST SOUTHEAST BANK — 2007
What FIRST SOUTHEAST BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 48,473,000 | 48,768,000 | 48,478,000 | 49,040,000 |
| Total loans | 42,475,000 | 42,617,000 | 42,380,000 | 41,939,000 |
| Allowance for loan losses | 608,000 | 623,000 | 639,000 | 635,000 |
| Securities available for sale | 3,287,000 | 3,245,000 | 3,274,000 | 3,298,000 |
| Securities held to maturity | 918,000 | 918,000 | 918,000 | 918,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 39,589,000 | 39,686,000 | 40,667,000 | 42,530,000 |
| Interest-bearing deposits | 35,583,000 | 35,402,000 | 36,235,000 | 36,864,000 |
| Noninterest-bearing deposits | 4,006,000 | 4,284,000 | 4,432,000 | 5,666,000 |
| Equity capital | 3,628,000 | 3,786,000 | 4,013,000 | 4,192,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 828,000 | 1,698,000 | 2,557,000 | 3,436,000 |
| Interest expense | 362,000 | 761,000 | 1,142,000 | 1,523,000 |
| Net interest income | 466,000 | 937,000 | 1,415,000 | 1,913,000 |
| Noninterest income | 91,000 | 199,000 | 298,000 | 415,000 |
| Noninterest expense | 383,000 | 733,000 | 1,106,000 | 1,485,000 |
| Provision for loan losses | 38,000 | 68,000 | 83,000 | 104,000 |
| Pretax income | 136,000 | 335,000 | 524,000 | 739,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 136,000 | 335,000 | 524,000 | 739,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,659,000 | 3,847,000 | 4,037,000 | 4,180,000 |
| Total capital | 4,192,000 | 4,379,000 | 4,569,000 | 4,704,000 |
| Risk-weighted assets | 42,558,000 | 42,468,000 | 42,443,000 | 41,830,000 |