Call reports 2006
FIRST SOUTHEAST BANK — 2006
What FIRST SOUTHEAST BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 45,427,000 | 46,728,000 | 46,997,000 | 46,464,000 |
| Total loans | 39,490,000 | 39,986,000 | 40,645,000 | 40,012,000 |
| Allowance for loan losses | 502,000 | 503,000 | 526,000 | 551,000 |
| Securities available for sale | 2,968,000 | 2,935,000 | 2,978,000 | 3,287,000 |
| Securities held to maturity | 819,000 | 1,105,000 | 1,105,000 | 1,105,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,427,000 | 39,451,000 | 39,301,000 | 38,619,000 |
| Interest-bearing deposits | 33,947,000 | 35,024,000 | 34,953,000 | 33,117,000 |
| Noninterest-bearing deposits | 4,480,000 | 4,427,000 | 4,348,000 | 5,502,000 |
| Equity capital | 3,576,000 | 3,769,000 | 3,899,000 | 4,073,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 742,000 | 1,508,000 | 2,280,000 | 3,066,000 |
| Interest expense | 276,000 | 577,000 | 895,000 | 1,219,000 |
| Net interest income | 466,000 | 931,000 | 1,385,000 | 1,847,000 |
| Noninterest income | 82,000 | 183,000 | 274,000 | 356,000 |
| Noninterest expense | 362,000 | 704,000 | 1,037,000 | 1,390,000 |
| Provision for loan losses | 3,000 | 3,000 | 26,000 | 50,000 |
| Pretax income | 183,000 | 407,000 | 596,000 | 763,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 183,000 | 407,000 | 596,000 | 763,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,633,000 | 3,858,000 | 3,945,000 | 4,113,000 |
| Total capital | 4,130,000 | 4,361,000 | 4,464,000 | 4,616,000 |
| Risk-weighted assets | 39,716,000 | 40,820,000 | 41,475,000 | 40,208,000 |